Your Motor 4 You
Home  |  About  |  Articles  |  Reports  |  Links  |  Site Map    
Welcome to Your Motor 4 You!
Insurance Articles
•
•
•
•

Home
:: About Us
:: Contact Us
:: Article
:: Reports
:: Links
:: Site Map

Related Links


Ever Wondered What An Auto Insurance Claim Adjuster Does?
By Peter Crump


An auto insurance claim adjuster works for the insurance company with whom you purchase a policy. Some insurance companies use independent adjusters so that they get an unbiased report. When you have an accident and make a claim on your insurance, the company will send out an adjuster to access the damages and come up with an amount of money that will be needed to complete the repairs. The auto insurance claim adjuster has to contact the garages to get an estimate of what the parts and labor will cost.

When you report a claim for an accident to your auto insurance, they will contact the appropriate adjuster. The auto insurance adjuster assigned to your case will contact you to get the details on where he/she can assess the vehicle. Then you will receive a report from the insurance company regarding the assessment the auto insurance claim adjuster submits. If the damages exceed the value of the vehicle, it will be ?written off?.

The amount you get on your auto insurance policy depends on the policy itself. If the auto insurance claim adjuster determines that the vehicle is written off, the insurance will pay you the book value of the vehicle. This could be more or less than what the car is worth. With some auto insurance policies, you can pay extra to have a clause included stating that if the vehicle is written off within the first two years, you get the full amount that you paid for the automobile.

There is a certain process that an auto insurance claim adjuster has to use to come up with the amount the insurance company will pay. You will usually get two quotes ? one that will see the car getting repaired at a top of the line garage and another if you take a cash settlement on the claim and get the work done yourself. The auto insurance adjuster knows that many people have friends who can do the work cheaper and often take the money.

Once you decide how you want to proceed, the insurance company will issue a check. If you are paying on the vehicle, the check will be made out jointly to you and the lender. Otherwise the check comes directly to you. The job of the auto insurance adjuster is only to access the damages, Any dispute you have regarding the report made by the auto insurance claim adjuster has to be done through the insurance company. Keep this in mind because the adjuster is only an ordinary person like yourself trying to make a living.

An auto insurance claim adjuster doesn?t have an easy job.

For more information, news and articles see:

Mis-sold Ppi - Mis-sold Ppi
...ng to my bank in the late 1990s to enquire about a loan for a new car. I`d fell in love with this slinky, silver sports car and being a single male at the time, with plenty of disposable income, I th...
Visit Mis-sold Ppi...

Marina Insurance - Marina Insurance
...n a number of different policy wordings from a variety of companies, this is a guide is to help you decide what sort of policy would suit you more and give you the exact cover you need. You have to lo...
Visit Marina Insurance...

Gap Insurance - Gap Insurance
... all be familiar with car insurance but how many people know what gap insurance is? I know that I had never heard about this type of insurance before until it was brought to my attention recently. T...
Visit Gap Insurance...

Ppi Claims - Ppi Claims
... time you felt pressured into taking out payment protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite ...
Visit Ppi Claims...

Work Accident Compensation - Work Accident Compensation
...ther works for a firm of solicitors that specialises in work accident compensation. He tells me that work accident compensation is an incredibly busy area to work in and I am sure that he is right. ...
Visit Work Accident Compensation...

Jet Ski Insurance - Jet Ski Insurance
...h us for some time now in the UK and there are many makes and models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful jet ski will be an exhilarating e...
Visit Jet Ski Insurance...

Loading Bay Equipment - Loading Bay Equipment
...With this equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equipment which is cost effective as well. We implement all possible s...
Visit Loading Bay Equipment...

Courier Insurance - Courier Insurance
...surance is a must as some parcels being sent might be quite costly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an importa...
Visit Courier Insurance...

Hgv Courier Insurance - Hgv Courier Insurance
... would normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are experts in business insurance; therefore they will b...
Visit Hgv Courier Insurance...

Dock Levellers - Dock Levellers
...near for loading and unloading your various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle with ease. You are given easy operational control and flexibility...
Visit Dock Levellers...

No Win No Fee Injury Claim - No Win No Fee Injury Claim
...Quite rightly you`d be annoyed if you were involved in an accident that wasn`t your fault and had to take time of work as a direct result. You might be lucky if you have an employer that is prepared ...
Visit No Win No Fee Injury Claim...

Car Gap Insurance - Car Gap Insurance
...il recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the event of a car being stolen and never recove...
Visit Car Gap Insurance...
Click For More Detailed Information on:
Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map
Copyright © 2003-2010. All Rights Reserved.


Valid CSS!